At Free State Mortgage, we’re certain you deserve better. That’s why we provide a personal mortgage consultant to every client; someone who’ll help you find and negotiate the right mortgage terms, put together the application and close the loan. Your personal mortgage consultant will answer all your questions and even fill out the forms for you – all you have to do is sign.

"I have to say I am hugely impressed - I have worked with many different banks and mortgage companies both personally and through business, and your company is the only one I have crossed that has no application fee and your closing costs are very low."
~ C. Saxton, North Carolina

We have an unique approach to mortgage lending that allows us to cut costs and save you money.

To accomplish this, we operate with low overhead and operational cost unlike traditional lenders/banks. We have relationships with many wholesale lenders which allows us to get the best program for you and your situation. We do business over the phone, online and by mail so we pass the savings to you, our valued customer.